In today’s digital age, online payment processing has become an essential part of conducting business. Payment gateway services provide a secure and convenient way for businesses to accept payments online. Network online payment gateway services are one such option that enables businesses to process payments online, quickly and easily.
Table of Contents
This article will explore how to accept payments using network online payment gateway services. We’ll cover the importance of using a payment gateway, the steps involved in setting up a payment gateway, and some best practices for using a payment gateway effectively.
What is Payment Gateway Services?
A payment gateway is a technology service that enables merchants to securely accept online payments from customers. It acts as a middleman between a customer’s financial institution and the merchant’s bank account, processing transactions and verifying the validity of the payment method.
Payment gateway services enable merchants to accept a variety of payment methods, including credit cards, debit cards, and e-wallets. They also provide a range of features, such as fraud prevention, recurring billing, and support for multiple currencies.
Payment gateway services are an essential tool for businesses that want to accept payments online, as they provide a secure and reliable way to process transactions and protect sensitive customer information.
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How to Accept Payments Using Network Online Payment Gateway Services
Setting up a payment gateway is a straightforward process, and it typically involves the following steps:
1. Choose a payment gateway provider
There are many payment gateway providers to choose from, and it’s important to choose a provider that meets your business’s needs. Network online payment gateway services are one option to consider, and they offer a range of features and capabilities to process payments online.
2. Set up a merchant account
To use a payment gateway, you’ll need to set up a merchant account. This is an account that enables you to accept payments and process transactions. Your payment gateway provider can help you set up a merchant account.
3. Integrate the payment gateway with your website
Once you have a merchant account, you’ll need to integrate the payment gateway with your website. This typically involves adding code to your website that enables customers to enter their payment information and process transactions.
4. Test the payment gateway
Before you start accepting payments, it’s important to test the payment gateway to ensure that it’s working properly. Your payment gateway provider can provide testing tools and support to help you verify that your payment gateway is functioning correctly.
Also read: The Future of Online eCommerce: How Technology is Changing the Game
Best Practices for Using a Payment Gateway
To get the most out of your payment gateway, it’s important to follow some best practices. Here are some tips to help you use a payment gateway effectively:
1. Choose a secure payment gateway
Security is essential when it comes to online payments, and it’s important to choose a payment gateway provider that offers robust security features and protection against fraud.
2. Offer multiple payment options
To accommodate a variety of customer preferences, it’s important to offer multiple payment options. This can include credit card payments, e-wallets, and other payment methods.
3. Simplify the checkout process
A complicated checkout process can lead to cart abandonment, so it’s important to simplify the checkout process as much as possible. This can include offering a one-click checkout option and reducing the number of steps required to complete a purchase.
4. Monitor transactions
It’s important to monitor your transactions regularly to identify any issues or potential fraud. Most payment gateway providers offer tools and analytics to help you track transactions and identify potential issues.
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Steps to Integrate the Network Online Payment Gateway
Step 1: Create a PHP file with the name “NetworkOnline.php” and add the following code.
<?php
$enc = MCRYPT_RIJNDAEL_128;
$key = "xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx";//enter secret key
$mode = MCRYPT_MODE_CBC;
$iv = "0123456789abcdef";
$rand = substr(hash('sha512',uniqid(rand(), true)), 0, 5);
$merchantId='xxxxxxxxxxxxxxx'; //enter your merchant id
$text = "order-".$rand."|AED|1100|http://example.com/paymentmerchant.php?result=ok|http://example.com/paymentmerchant.php?result=ok|01|INTERNET|||||||rohit|p|alquoz| |Dubai|Dubai|123456|AE|abc@ymail.com||||||||||||||||||||||||FALSE|||||| ";
$text1 =$text;
echo "Request Parameter in Plain Text: ".$text1;
echo '<br/>';
$size = mcrypt_get_block_size($enc, $mode);
$pad = $size - (strlen($text1) % $size);
$padtext = $text1 . str_repeat(chr($pad), $pad);
$crypt = mcrypt_encrypt($enc, base64_decode($key), $padtext, $mode, $iv);
echo 'After Encryption: '.$requestParameter=base64_encode($crypt);
echo '
<br/>';
$padtext = mcrypt_decrypt($enc, base64_decode($key), $crypt, $mode, $iv);
$pad = ord($padtext{strlen($padtext) - 1});
if ($pad > strlen($padtext)) return false;
if (strspn($padtext, $padtext{strlen($padtext) - 1}, strlen($padtext) - $pad) != $pad) {
$text = "Error";
}
$text = substr($padtext, 0, -1 * $pad);
echo '<br/>';
echo 'After Decryption: '.$text;
?>
<form action="https://uat.timesofmoney.com/direcpay/secure/PaymentTransactionServlet" method="post" id="networkonline_checkout" name="networkonline_checkout">
<input type="hidden" name="requestParameter" value="'.$merchantId.'|'.$requestParameter.'">
<input type="submit" value="Pay via networkonline" name="suba" id="sub">
</form>
Step 2: Create a PHP file with the name “paymentmerchant.php” and the following code.
This file will handle the response received from the payment gateway service provider.
<?php
Encrypted Response: '.$response = $_REQUEST['responseParameter'];
//$reponseParameters = explode("|",$_REQUEST['responseParameter']);
$EncText=base64_decode($response);
$padtext = mcrypt_decrypt($enc, base64_decode($key), $EncText, $mode, $iv);
$pad = ord($padtext{strlen($padtext) - 1});
if ($pad > strlen($padtext)) return false;
if (strspn($padtext, $padtext{strlen($padtext) - 1}, strlen($padtext) - $pad) != $pad) {
$text = "Error";
}
$text = substr($padtext, 0, -1 * $pad);
echo '
<br/>';
echo 'Decrypted Response: '.$text;
?>
For any other information or query please visit the following URL: http://www.network.ae/contact/
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Importance of Payment Gateway Services for Businesses
Payment gateway services are important for businesses that want to accept payments online for several reasons:
1. Secure online transactions
Payment gateway services provide a secure and encrypted way to process transactions online. They use advanced security features, such as SSL encryption, fraud prevention, and tokenization, to protect sensitive customer information and prevent fraud.
2. Acceptance of multiple payment methods
Payment gateway services enable merchants to accept a variety of payment methods, including credit cards, debit cards, and e-wallets. This allows businesses to cater to a wider range of customers and increase their sales.
3. Ease of use
Payment gateway services are easy to use and integrate with a website or e-commerce platform. Most payment gateway services provide APIs and plugins that allow businesses to integrate the service seamlessly with their existing online platforms.
4. Improved customer experience
Payment gateway services offer a convenient and seamless payment experience for customers. By providing a variety of payment options and a simple checkout process, businesses can improve customer satisfaction and loyalty.
5. Streamlined payment processing
Payment gateway services provide a streamlined and efficient way to process payments. This allows businesses to reduce the time and resources required to manage their payments, freeing up resources for other business activities.
In summary, payment gateway services are important for businesses that want to accept payments online because they provide a secure, efficient, and convenient way to process transactions and improve the overall customer experience.
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Conclusion
Accepting payments online is an essential part of doing business in today’s digital age. A payment gateway provides a secure and convenient way to process payments online, and network online payment gateway services are one option to consider.
By following best practices for using a payment gateway, businesses can improve customer satisfaction, increase revenue, and expand their reach to new markets.
